Uninterested in leaping by way of a number of loops to get one thing completed at your native financial institution? Confused by monetary lingo? NiyoX is right here to decode banking for you with an intuitive, easy-to-use app and a 2-in-1 Financial savings + Wealth account. Opening your NiyoX digital financial savings account is quick, environment friendly, 100% paperless, and completely on-line. We’re right here to make banking easy, secure, and good and put you accountable for your funds.
NiyoX 2-in-1 Financial savings + Wealth account is the right place to start out if you happen to’re seeking to open a zero steadiness financial savings account. Why? With NiyoX you get the very best rates of interest on financial savings and free on-line fund transfers.
NiyoX provides the monetary trinity: Add a contact of 007 to your funds with NiyoX!
– ₹0 Account upkeep cost
– 0% Fee on mutual fund investments
– 7% curiosity* p.a. on financial savings
How NiyoX places the ‘X’ in neobanking:
* 2-in-1 Financial savings + Wealth Account
* Highest rate of interest financial savings account
* Digital Wage Account provides cashback with each wage credit score*
* Instantaneous Digital Debit Card on account opening
* Card locks and limits to manage bills by way of completely different fee channels (On-line, Card swipe, ATM, Worldwide)
* ZERO foreign exchange markup card with Faucet & Pay
* ‘Make investments the Change’ permits you to save when you spend, and make investments your spare change
* Get Private Loans fast & 100% digital (Beta Rollout)
– Tenure: 90 days – 36 months
– Rate of interest: 16-36% p.a.
– Processing payment: 2.5-5% of mortgage quantity with min. processing payment of ₹1000 + 18% GST
– Mortgage quantity: ₹50,000
– Tenure: 12 months
– Rate of interest: 22%
– EMI quantity: ₹4,680
– Whole curiosity payable: ₹6,160
– Processing payment (incl. GST): ₹1,475
– Disbursed quantity: ₹48,525
– Whole quantity payable: ₹56,160
– Whole price mortgage: ₹7,635
NBFC Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI. The NBFC which makes use of our service is Hero FinCorp.
* Monitor Staff’ Provident Fund (EPF) steadiness with simply your cellular quantity & OTP
* Unique onboarding offers and common reward
* Wave characteristic to cover your account steadiness & preserve it secure from prying eyes
* Niyo Neighborhood discussion board to get solutions and share suggestions
* 24×7 in-app suppor
The best way to open a NiyoX account?
Time: Lower than 10 minutes
Paperwork: PAN, Aadhaar
Steps for opening financial savings account:
1. Obtain the NiyoX App
2. Enter your cellular quantity (linked to your Aadhaar)
3. Enter your PAN & Aadhaar quantity
4. Enter private particulars
5. NiyoX account is prepared!
Advantages of NiyoX Financial savings Financial institution Account:
* ₹0 Stability financial savings account
* 0% Fee on mutual fund investments
* As much as 7% curiosity* p.a. on financial savings
* Digital Wage Account with cashback for each wage credit score*
* Auto-invest spare change with ‘Make investments the Change’
* ₹5 lakhs insurance coverage to your funds by DICGC, a subsidiary of RBI
* Selection of designs for a Platinum VISA Debit Card
* Earn Equinox reward factors with each spend
Digital Banking Providers with a human contact
Digitization has introduced your complete world to our smartphones, so it’s solely logical that your funds observe swimsuit. Why must you go to a financial institution and wait in queues and fill out difficult paperwork when you possibly can handle your funds in your smartphone? NiyoX solves this ache level for the trendy client who desires every part at their disposal at a second’s discover. NiyoX additionally provides you the very best wage account that retains giving again rewards every month–a true companion for all salaried Indians.
Though there isn’t any bodily department, your cash is at all times obtainable to you and is saved safe in your Equitas Small Finance Checking account. We use robust encryption protocols to maintain your funds secure. In case you need assistance, we’re only a click on away.
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