If you’ve been using Venmo for a while, it’s not uncommon to find yourself wondering why Venmo won’t let me add a bank account. Are you one of the many people who have had an encounter with it lately? Then get ready to fix that.
With its promising work structure, Venmo has successfully enabled users across the United States to easily complete peer-to-peer financial transactions on a daily basis. However, after bugs and glitches, it sometimes takes a minute to lose the pillow. The lack of linked bank accounts is one of them.
As the name suggests, Venmo won’t allow me to add a bank account is when you as a user cannot connect or link your bank account to Venmo and proceed with financial transactions. Well, there can be many reasons for this, but luckily there are also many solutions.
In this article, I’ll discuss the best ways to link your bank accounts, but before that, let’s find out why Venmo won’t let me add a bank account.
Why Venmo won’t let me add a bank account
Venmo preventing you from adding a bank account may correspond to different situations. Finding myself under the same roof, my research on why Venmo wouldn’t let me add a bank account led me to a lot of possibilities.
While these elements usually only slow down the bank account linking process, in some cases two or more of them appear to work simultaneously. In fact, you need to better understand the cause and choose the appropriate solution.
1. The bank account is linked to another Venmo account
In case you didn’t know, Venmo allows users to link their bank to only one of their accounts at a time. So, if you’ve linked your bank account to a Venmo account and are trying to repeat the same for others, it’s clear you’re intersecting with the error “Venmo, your bank can’t add”.
2. The bank account you are trying to link is not in the US
Venmo is a peer-to-peer fintech platform operating in the United States. It is strictly compatible with US bank accounts. With that in mind, it’s best to ask myself if my bank account is in the US before asking myself why Venmo won’t let me add a bank account.
3. Venmo servers face downtime
Server problems are unpredictable and can happen at any time. As with any other cloud-based platform, Venmo server downtime is common. Let’s say you try to add your bank account to Venmo when the server isn’t working. In this case, expecting the process to complete successfully won’t help much.
4. Your bank server is down
The server downtime problem isn’t limited to cloud-based applications; your bank may experience the same thing, considering it also operates in one way or another using online servers. So next time you’re wondering why Venmo won’t let me add my bank account, take steps to check the server status.
5. Incorrect bank details entered
The most common situation where Venmo restricts adding bank accounts is that they cannot verify the bank details provided. I’ve seen many cases where users make mistakes and enter wrong bank details.
Ultimately, failure to provide proper data will prevent Venmo from finding and verifying banks before adding them. Simply put, the answer to why Venmo won’t let me add a bank account may lie in the bank details you enter.
6. Too many attempts
Circumstances where fake bank details are shared can create another situation and sometimes even worsen account linking issues on Venmo.
For example, let’s say you’re using instant banking and don’t have access to credentials. If you’re not sure about your bank details and tend to repeatedly enter the wrong information, Venmo will flag it as suspicious and stop the whole process. It can even temporarily freeze your online banking.
Troubleshooting: Venmo won’t let me add a bank account
Now that I’ve explained why Venmo is preventing users from adding bank accounts, it’s time to flag what you can do to get yourself out of trouble.
But before I tell you how to see the end of “Venmo won’t let me add a bank account,” let’s take a quick look at the process involved in linking bank accounts. It sounds simple, but I’m sure some users get confused at times.
Step 1: Launch the Venmo app on your iOS or android smartphone.
Step 2: Find and tap the “☰” icon at the top of the app.
Step 3: Click on the “Settings” option and then click on “Payment Methods”.
Step 4: Now look for the “Add Bank or Card” option and select your “Bank”.
Step 5: Finally, choose from the available verification methods and complete.
That’s what I’m going to do when “Venmo won’t let me add a bank account”.
1. Check for updates
The first thing to fix Venmo won’t let me add a bank account is to make sure you’re using the latest version of the app. As a user, you can never underestimate the bugs and glitches that an outdated application can encounter that prevents you from getting your work done.
Having said that, it is a healthy practice to visit the App Store/Play Store frequently and check for updates.
2. Check your internet
The problems that come with a poor internet connection are not hidden. We are all aware of errors that can occur when using services that depend on the health of your internet. I recommend that you check the stability of your internet before starting the bank account linking process.
How you optimize your internet depends on the type of connection you use. If you have a wireless router set up at home, restarting the device occasionally can help. However, if you want to use mobile data, try closing and reopening your data connection a few times.
Did you fix the Venmo won’t let me add a bank account error; other solutions do have a better setup.
3. Installieren Sie die Venmo-App neu
No matter what solution you’re looking for, it’s common and correct to find a reinstallation process as a solution, as it plays a vital role in eliminating temporary errors and failures that cause them. Use the methods below to see if it helps with Venmo won’t let me add a bank account.
3.1 On an iOS device
- Visit the Apple Store.
- Search for the Venmo app by using the search bar or by navigating to the apps menu.
- Find and click the Uninstall option.
- Once done, restart your device.
- Once launched, visit the Apple Store again, get Venmo and install it.
3.2 On Android devices
- Launch Google Play Store
- Find Venmo from the search bar or directly from the My Apps menu.
- Click the Uninstall button.
- Restart your device.
- Visit the Google Play Store again and install Venmo.
4. Check the details entered
Whether or not you face the issues discussed here, validating the details we enter is always important, and this becomes even more important when the scene turns to financial transactions.
As mentioned in Why Venmo won’t let me add a bank account, a failed attempt with incorrect details could put the user in a worse position. Therefore, it is best to take an extra minute to confirm that the information you provided is valid.
5. Try manual verification mode
Let’s say you try to link their bank account via instant verification and it fails every time. In this case, you can take a manual approach and see if that works. This process takes a day or two to complete, but luckily it has a high success rate.
6. Checking Venmo Servers
There are several methods you can use to verify that Venmo’s servers are working properly. While visiting Downdetetcor is considered the easiest way to get there, you can also go to Twitter and search for #venmoserver #venmoissues or similar topics.
6.1 Using the Down Detector
- Visit Downdetector official website
- Use the search bar to search for Venmo
- Check for reported problems.
7. Clear app cache
Stacked caches can also cause various types of problems, and bank account linking errors are no exception. Please follow the steps below to see if it helps to resolve Venmo won’t allow me to add a bank account.
For those of you worried about data loss or something like that, let me be clear, clearing the app cache won’t harm existing data on your smartphone. In fact, it helps with other app-related issues like crashes and freezes.
Step 1: Pick up your smartphone and launch the settings menu.
Step 2: Hover over the “Apps & Notifications” option. ‘ On some devices you may find ‘Apps’
Step 3: Scroll and find Venmo
Step 4: Click the Store and Cache button.
Step 5: Click Clear Cache and wait for the process to complete.
8. Use the browser version of Venmo
It might sound crazy, but sometimes switching from the app to the web version can help with a different type of problem. In fact, some users reported that trying to add a bank account in Venmo on the web actually completed successfully.
Step 1: Launch any browser on your device.
Step 2: Visit Venmo and follow the steps mentioned earlier to add your bank account.
9. Contact Wenmo Support
If none of the above fixes helped you with your Venmo bank account linking issue, then you should let the support team know about it.
In addition to smooth financial transactions, Venmo is also known for providing top-notch support services. Contact the team of experts and tell them “Venmo won’t let me add a bank account”.
You can do this in four ways:
- Visit Venmo’s official Twitter handle and share the issues you’re facing.
from the app
- Launch the Venmo app and go to the menu.
- Look for the Get help option.
- When you’re done, click Contact Us, then Chat with Us.
- Then, you can describe the problem you encountered when adding a bank account.
- Fill out this form and contact Venmo.
Call Venmo Support
- Venmo not only provides users with a variety of contact methods, but also provides calling functions. Call (855) 812-4430 and explain the problem you are seeking resolution. The support team is available Monday through Friday from 10:00 am to 6:00 pm EST.
10. Contact your bank
No response from Venmo support team Why won’t Venmo let me add a bank account? Then most people probably think the problem is with your bank. In this case, you can always contact your bank and get a professional solution.
Contacting the bank in question varies from bank to bank, so make sure to choose the one that is more suitable for your situation and bank availability. Making official calls and visiting the nearest branch is one of the most common methods.
Frequently Asked Questions
1. Why won’t Venmo let me add my card or bank?
Venmo restricts bank account or card linking without necessarily stating a reason. In many cases, users who failed to enter correct bank details have reportedly caused such errors. Meanwhile, in some cases, Venmo’s side has been found guilty of server failures.
2. Why won’t Venmo let me add my debit card?
The answer is simple; you may have entered the wrong card details. If not, you may be using a card that Venmo doesn’t accept.
3. Isn’t Venmo available to all banks?
Venmo only operates in the US and is therefore only compatible with US banks. So if you’re wondering if Venmo works with all banks, the answer is yes, assuming its roots are in the US.
Wrapping Up: Venmo Won’t Let Me Add Bank Account
Not being able to link a bank account to Venmo can be frustrating, but thankfully, the issue isn’t unshakable. Once you found the answer to why Venmo wouldn’t let me add a bank account, the solution became easy.
With that goal in mind, I made sure this article guides you to the possible cause in the most user-friendly way possible. Additionally, I’ve listed possible solutions that can ease your burden and help you get started with Venmo banking today.